Tooth pain is not so painful. Thank you all for your interest.

. . ....................... .

The mayor of Haiqiang is so supportive of the Canghai Group, which puts pressure on Hou Canghai.He remembered the huge amount of money it would take to build a landmark building, and a toothache.After the toothache, the sea sleeps at all.He looked at the ceiling for a moment, and there was a soft and long breath in his ear, and he turned around and hugged his wife's soft and affectionate body.

He then raised his arm again, kissed his wife on the forehead, picked up his mobile phone and went to the bathroom, sitting on the toilet to call Liang resolutely.

Liang Yiran answered the phone and said to the two young men who were still listening to their own lessons: "Huo is still concerned about this matter so late, it really makes us not worry."We and the great wicked are secretly fighting, finding their flaws, and then handing over the evidence to the law enforcement agencies, using state organs to fight them.This is the correct way we do things, based on facts, based on the law.It is indisputable and discussed if a large number of people and horses are organized and a great villain is forced to work with a large number of people and a great villain, we will also become a criminal society, and the national law will not be allowed, and sooner or later it will be brought to justice.”

When Qi's second sister drove to the Fifth Hospital of Nanzhou, she was bent on getting back the master's body, and her mind was all in this regard, without considering the change of license plate.After returning to the Meiyuan, Liang Yiran broke the operation one by one, the first break was the license plate, and the license plate was not replaced before the action, and it was easy for others to find the nest.

When the fight occurred, the tall man with the same strength as the tiger was behind the car, which showed that they must have mastered the license plate.The second sister thought of this, her face was pale, and her forehead was sweating.She used to follow Master Magui most of the time in the periphery to monitor her husband's affairs, wife's red apricots and other things, did not compete with the organized forces, and the death of the master caused an imbalance in mentality, so she left a big break.

Liang Yiqi opened the drawer, handed a license plate to Qi's second sister, and said, "Your observation is not detailed, and you did not look at the license plate before you took action."

The second sister looked at the license plate in her hand, was surprised that the chin would fall down, and said, "Liang, why do you have my license plate."

Liang Yiran said, “You have been asking Ren Qiang where the morgue is, and Ren Qiang can guess your actions, can’t I guess?”Before I move, I changed the license plate for you.As a result, you did not pay attention to the details at all, and did not find that the license plate had been replaced by me."

Qi's second sister reddened her face and said, "General Liang, you helped me change the license plate in advance."You are supporting my actions.”

Liang Yiran's face slowed down a little, "If you dare not take action, then it is not suitable for working in the comprehensive information center dark group, after all, you are a new dark group, no experience, mistakes are inevitable."My husband and I are always looking at your courage and kindness.From this point of view, you're over."

He kept his head down and didn’t speak.He was most worried that this operation would cause his brother-in-law in great trouble and that he was thrown out of the dark group.Now the danger was ruled out by Liang in advance, and his brother-in-law and Liang did not really blame themselves and Qi's reckless behavior, which made him breathless.

Liang Yiran said, “Now arrange a task for you two people – safely burying the body of Master Ma.”This time I will not help you, I will not give you my ass, everything depends on you.Plan ahead, plan ahead, act boldly, and good luck.”

When the two were ready to get up, Liang Yiran said again: "After the body of Master Ma is buried, you will return to Meiyuan and lock up the two of you separately."Why confinement, undisciplinedness and arbitrary actions are absolutely not allowed in the future.”

Qi second sister and Ren Qiang were slapped by Liang Yi and stuffed a carrot, returned to the minimalist office, looked at each other, thought and felt convinced.They stared at each other for a moment and began to discuss the action plan.

The initial mode of consultation was the second sister proposal, by Ren Qiqi's opinion.As a result, Ren Qiang raised some opinions and made the second sister rub his plan into a group and plug the air into the garbage can.

Ren Qiang took the second sister plan out of the garbage can and renegotiated the plan on its basis.The second sister racked her brain and made some sharp comments on the new program.Ren Qiang was a good temper in front of the second sister of Qi, was ironic many times, and did not shoot the case.

At six o'clock in the morning, Ren Qiang knocked on Liang Yiran's door and was ready to show him the latest plan.Liang Yiqi was wearing short shorts and was doing tiger bed in the room.He wiped off his face and sweated, refused to look at the program, and forced them to fly alone.

After the second sister Qi and Ren Qiang drove away, Liang Yi made a phone call to Hou Canghai.

“You didn’t protect them?”The sea asked.

Liang Yiran said, "It can't grow up by protecting, and I want them to mature as soon as possible and be able to stand alone."

“You are right.In addition, the defense forces must also be organized.He is good, dutiful and capable.”

Put down the phone, Hou Canghai originally wanted to squint again and exercise again.As a result, after it was convenient to go to the bathroom, lying on the bed, the mind of the Canghai Group big and small things, there are things inside the group, or social things.These things are stirred up and down in the mind, such as the two armies that passed through the dynasties are torn and killed, bows, horseshoes, and guns, and they are in a mess, so that they cannot sleep.

He simply got out of bed, went to the study to open the computer, and entered the breeze chess court.The breeze chess court is cold and clear, and no shadow is still online.Recently busy work, he has almost no free time to come to the breeze chess court, occasionally open, shadowless has never been online.I can't find the shadow, let him have some memories for no reason.

Zhang Xiaolan, wearing pajamas, came out of the bathroom, saw her husband in the study, went to his back, and said, “Haven’t seen you play chess in a long time?”Why just look, no?”

“There’s no right opponent, I’m going to exercise for a while.”Exercise back and we have breakfast together.Today, Master Li prepared large meat buns for us for breakfast, which is very characteristic of noodle factory.He said the truth, and he turned off the breeze chess court.

“You only know how to eat buns.You're a meat bun."Zhang Xiaolan said a word of anger and turned away.

Hou Canghai did not know why his wife suddenly had a fire, chased to the door, said: "Don't eat buns, then let the cafeteria mix sauce noodles, or let Xiao Zhao get some beans and flowers."

"I don't eat sauce noodles, I don't eat beans and flowers, and I'm full of anger."

Zhang Xiaolan knew that her husband was looking for shadowless people in the breeze, and suddenly became angry.Although the shadowless sect is the incarnation of Zhang Xiaolan, at this time, when she saw her husband covering up his waiting for the shadowless matter, he still ate vinegar, and the vinegar was very strong.She went back to the room for a moment sulking, and felt that it was so unreasonable and ridiculous to be so angry.After self-mediation, she reluctantly came to the living room.

“Wife, what do you eat?I was fine last night, very hard."Hou Canghai did not know why his wife was angry, but couldn't help but make up for the bad mood after receiving a phone call from his father-in-law Zhang Yuewu last night, and then withdrew a breath on himself.As a husband, when the wife is really upset, it is taken for granted as an out-of-gaseer.

"I'll eat Master Li's buns, and I'll eat one."

"Two, eat two is not one-sided."

Unilateral is a joke that Jiangzhou people often open, which means that there are two buns on the chest, if there is only one, it is unilateral.This kind of joke is often used when men ridicule women.Hou Canghai worked at the grassroots level of the Black River for many years, and he often heard similar jokes, and in order to regulate the atmosphere, he deliberately opened some jokes between husband and wife.

“Hate it.You don’t know why I’m angry.Don't tell me, think for yourself."At this point, Zhang Xiaolan's nameless flying vinegar has disappeared.

"I think Dad's capital chain is too tight, if the national coal market changes, the price will come down, the capital chain may have a problem."That’s what I’m most worried about.Are you thinking about this too?”

Zhang Xiaolan did not think of this matter, listening to her husband mention this matter, think of his father's huge loan, can not help but worry, really no appetite.

After breakfast, Zhang Xiaolan, Mayor Wang and Du Lingyi went to the Provincial Food and Drug Administration.He dressed up as an assistant and walked with him.She is the kind of stripping meat and clothing thin type, wearing professional clothing at all no one will think in the direction of "defens", very confusing.

At nine o'clock, Hou Canghai, Chen Jie, Yang Bing and financial director Ning Liqun and others met at a small meeting to discuss how to operate Heihe real estate.Black River Real Estate must do, how to do it, what scale to do, is the problem in front of everyone.

Hou Canghai used to do real estate in Gaozhou, in the executive position, the essence is Zhang Yuewu set the big principle, he and Zhang Xiaolan specific implementation.At this time, as an absolute decision-maker, he had to plan the whole situation, and all aspects had to be considered clearly.

After the consultation, a big principle was set: the largest cash flow of the group is the Canghai Health Fluid and Fruit Milk series, which cannot damage the current most profitable cash cows when operating the Black River project.In order to achieve this principle, bank loans must be used rationally.

Since Hou Canghai independently made the project, because of the private enterprises in the place, it is difficult to enter the bank's eyes, so he has been using his own funds to operate, rolling development, and rarely deal with banks.In the health liquid and other projects, in order to reduce the financial pressure, the fundamental other companies in the sale of cash difficulties and other issues, carefully create a sales model, rapid repayment, so that the sea health liquid and fruit milk products always have sufficient cash flow.

Real estate is a capital-intensive project, and it is very close to the government, and the operating ideas need to undergo fundamental changes.

Real estate development process is a typical investment process, the theory must first advance capital, only capital appreciation, but also talk about investment income.This feature determines that real estate development enterprises should make a large amount of funds, not only the start-up capital, but also the amount of follow-up funds.Moreover, the real estate development cycle is long, and the opportunity cost borne by real estate developers is also large.

Real estate developers have limited own capital, and it is basically impossible to develop houses with their own funds, unless the amount of funds is particularly sufficient and the real estate projects are very small.To solve the problem that real estate needs to advance a lot of funds, there can be commercial means, such as housing pre-sale and installment financing, the most important thing is bank loans.

Hou Canghai realized that he had to change his previous attitude and deal with the governors who did not like to contact before.This is not a personal matter, but involves the whole group, and must not be insatiable.

Hou Canghai looked at the planning map in front of him and asked: "In Jiangzhou to develop real estate, according to the usual practice, how much is the right amount of own funds?"We operate according to the rules, not to enter, not to fall behind.”

Ning Liqun said: "Jiangzhou real estate dealers have not much money, nine of the ten are mainly bank loan financing."Under normal circumstances, bank loan financing is about 60%, and the own capital ratio will not exceed 20%.”

Hou Canghai sighed: "No wonder the real estate boss will be the bank as a master to provide, I would like to burn incense every day."Such a high loan rate, it is no wonder that there is a slight wind and grass, there will be a broken capital chain to form a rotten tail building."

Ning Liqun smiled: "Canghai Group's capital situation is very good, and there is strong support from the government and banks, from the current real estate situation in Shannan Province, it is impossible to break the capital chain, this opportunity is extremely small."

Hou Canghai said: "I want to pursue details, loan a sum of money, for the bank, in the end, who came through?"If you want to make a loan, you need to find out all the details.Hell is good, the little ghost is difficult, Chen Jie and you do specific things, not only to focus on the president, but also to grasp the information of the specific manager, to establish a friendship.After friendship is established, at the very least, the message is more informed.”

Ning Liqun business is pure, took a piece of paper, wrote a loan from marketing to recovery of the loan flow chart, handed to Hou Canghai.

The whole process is as follows: management front desk investigation (real estate credit department)-back review (credit management department) - background organization loan review review - background submission of the right to approve the approval (the president or vice president in charge of real estate loans) - operating bank loans - loan bank loan management (management front desk guidance, management background monitoring) - business bank recovery loan - management desk (risk control department) continue to operate and manage non-recoverable non-performing loans

Hou Canghai first time to do real estate when a little confused, holding the newborn calf is not afraid of the tiger attitude into the real estate industry, successfully did a special dangerous housing renovation project.At this time, re-doing real estate, it is much more cautious and ready to operate according to normal real estate ideas.

Chen Jie, vice president of real estate, said confidently, “Going back to Jiangzhou and preparing to do real estate in Heihe, I began to contact the bank.”The President of the Soviet Union has expressed his strong support for us, as long as the formalities are complete, they can be released at any time.The president of the Soviet Union made a few jokes, saying that the total shelf was large and never came forward.Hou Zi will take time out in the near future to meet with the President of the Soviet Union.”

On the front wall of the conference room, there is a rendering, a landmark five-star hotel is located in the center of the entire oval, opposite the five-star hotel is a square, the square is a huge fountain and statue, the oval on both sides is the high-end housing area.

The rendering is very realistic, showing a modern high-end community image.

Hou Canghai first praised Chen Jie's efficiency, and then half-joking and half-jokingly: "A point of view ah, why the handsome men and women who go to the street are foreigners?"Is it necessary to use foreigners to show modernization?I say hello in advance, the community must not take foreign names, what Times, Rome, California, can not appear in our real estate."

(Chapter iiixiu)